Services

How We Work

Our firm specializes in assisting public safety members, and their families in developing sound financial and retirement strategies.  Our focus is protection of the monthly paycheck, while working, and the pension check after retirement, which is critical in meeting every other financial goal. 

The Long-Term Disability (LTD) plan that we administer for CLEA and CAPF is the finest on the market.  The Long-Term Care (LTC) plan we administer for NPFBA is also an industry leader in the public safety sector. 

We provide our clients with a proprietary "retirement" software program that offers alternative survivor options other than those offered through their pension system. 

We offer our clients proprietary "financial planning" software, which will assist them in understanding the PACT concept (Protection, Accumulation, Cash Flow and Taxes) as well as helping them answer the four most important financial questions. 

We offer our clients a proprietary "debt eliminate" software program to assist them in quickly becoming completely free of "bad" debt. 

We offer our clients personalize, hands-on service.  We educate our clients about financial concepts and products and take the mystery out of retirement planning, insurance, estate conversion and wealth preservation. 

We understand the many challenges of retirement today and know the biggest concern for many is outliving their money.  We focus on protecting your financial assets, as well as other issues that are critical to your financial well-being. 

If you are retired or approaching retirement, please take the time to explore our website and the wealth of information we offer. 

We do not charge a fee for services. 

We have chosen not to have assets under management.  We will be happy to refer our clients to highly skilled professional money managers.